Julie's Timeline to Possession
As your dedicated real estate agent, I am committed to assisting you through every stage of acquiring your dream home. We’ll begin by exploring properties that align with your preferences and requirements. Upon discovering the perfect residence, we will present a proposal to the seller. If our offer is favorably received, we will proceed to the conditional sale phase. This crucial stage involves conducting thorough inspections, obtaining appraisals, and securing financing before finalizing the transaction. Once all requirements have been satisfied, the sale will be deemed complete, and the keys to your new home will be in your possession! During this journey, we will address all relevant expenses, such as closing costs, to guarantee that you have a comprehensive understanding of the process. With my expertise and support, you can confidently and seamlessly navigate the path to homeownership.
Step 1
Start Looking
I will work closely with you to kick off your home buying journey. We will begin by discussing your preferences, needs, and budget, which will help us focus our search on properties that align with your requirements. I will provide access to exclusive property listings and offer expert guidance tailored to your unique situation. Together, we will explore homes that match your criteria, schedule property visits, and I will share valuable insights on neighborhoods, market trends, and potential opportunities. By partnering with me, you will experience a smoother and more efficient home buying process, ensuring that your needs are met every step of the way.
Step 2
Make an offer
As we progress in your home buying journey and identify a property that meets your desires, I will be right by your side to assist you in making an offer. With my extensive knowledge of the local real estate market, I will help you evaluate the property’s value and craft a competitive offer that reflects your interests. My experience in negotiating allows me to effectively communicate with the seller or their agent on your behalf. I will ensure that all necessary paperwork and documentation are accurately prepared and submitted in a timely manner. By partnering with me, you can confidently make an offer, knowing that your best interests are being represented throughout the process.
Step 3
Conditional Sale
Navigating the conditional sale phase is a critical part of the home buying process, and as your real estate agent, I am here to ensure a seamless experience. During this stage, I will help you coordinate and manage various tasks, such as scheduling property inspections, obtaining appraisals, and securing financing. My expertise in navigating contingencies and addressing potential issues will protect your interests and investment. I will be in constant communication with all involved parties, making sure that deadlines are met, and any concerns are promptly addressed. By relying on my guidance and support, you can have peace of mind knowing that each aspect of the conditional sale is handled professionally, paving the way for a successful closing.
Step 4
Sold
Reaching the “Sold” milestone is an exciting moment in your home buying journey, and as your real estate agent, I will be there to celebrate and support you. Once all conditions have been met and the final sale is confirmed, I will guide you through the closing process, ensuring a smooth and stress-free transition. My role includes coordinating with the seller’s agent, attorneys, and any other professionals involved, to make certain that all required paperwork and financial obligations are properly executed. I will also provide assistance with any post-sale matters, such as connecting you with reliable moving services or recommending local resources. With my continued guidance, you can confidently step into your new home, knowing that every detail has been expertly managed.
Costs To Consider
What expenses can I expect while acquiring my dream home? Here is an overview of common fees associated with purchasing a property. Please note that these figures are intended to provide a general understanding and may vary depending on individual circumstances.
Deposit
The amount required when you write an offer (typically $5,000 – $10,000)
Down Payment
Total cash required depending on mortgage amount
Inspection Fee
These are optional and at your discretion (typically $500)
Legal Fees
Title/mortgage registrations and lawyer fees (typically $1,000- $3,000)
Appraisal/CMHC
Appraisal/ Mortgage is (typically $400)
Commissions
As a buyer, you pay zero commissions. The seller pays all commissions.
Insurance
You are required to have insurance in place prior to possession. Depending upon policy (typically $600 – $1,500)
Utilities
Installation, connection and deposit fees for: SaskTel, SaskEnergy, SaskPower, City of Saskatoon, Shaw Cable, etc.
Condo Fees
You are responsible for Condo Fees starting the month you take possession.
GST
There may be GST applicable on newly constructed homes, land, or commercial real estate.
